RECB stands for “Real Estate Community Bank”. No information about who owns RECB is provided on its website.

RECB’s website domain (“”) was privately registered on April 3rd, 2020.

It’s worth noting the RECB’s official Vimeo presentation is in Spanish. At the very least this suggests whoever is running RECB is targeting a Spanish audience.

In an attempt to appear legitimate, RECB provides a corporate address in London, UK on its website.

Research reveals the street address provided is that of the fictional detective Sherlock Holmes.

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

RECB’s Products

RECB has no retailable products or services, with affiliates only able to market RECB affiliate membership itself.

RECB’s Compensation Plan

RECB affiliates invest $50 to $1500 on the promise of a 1000% ROI paid over 365 days.

Referral commissions are paid down “7 levels of profits”, however specific details aren’t provided.

There’s also some $150 “bloque” investment scheme, which appears to pay commissions based on recruitment of affiliates who also invest in $150 “bloques”.

Joining RECB

RECB affiliate membership is free.

Full participation in the attached income opportunity however requires an initial $50 to $1500 investment.


RECB represents it generates external revenue through various real-estate activities:

No evidence of RECB engaging in any real-estate activity is provided. Nor is there evidence of RECB generating external revenue from any additional sources.

As it stands the only verifiable source of revenue entering RECB is new investment.

Using new investment to pay affiliates a 1000% ROI over 365 days makes RECB a Ponzi scheme.

As with all MLM Ponzi schemes, once affiliate recruitment dies down so too will new investment.

This will starve RECB of ROI revenue, eventually prompting a collapse.

The math behind Ponzi schemes guarantees that when they collapse, the majority of participants lose money.

There’s also the issue of RECB referring to itself as a bank. This attracts additional regulatory attention in most jurisdictions – namely because RECB isn’t a bank or providing legitimate banking operations.