PRP Life fails to provide ownership or executive information on its website.

PRP Life’s website domain (“prplife.com”), was first registered in July 2015.

Through the Wayback Machine, we can see PRP Life’s website domain was for sale up until around mid 2023. This is when PRP Life’s admin purchased the domain.

PRP Life’s official FaceBook page wasn’t created until September 2024.

In the footer of PRP Life’s website footer we find “Prosperity Of Life | 16713083”. As opposed to being a link to the MLM company bearing the same name, this appears to just be what “PRP Life” is an abbreviation for.

On its official FaceBook page, PRP Life provides an address in Arizona. The address corresponds to a random office building that doesn’t appear to have anything to do with PRP Life.

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

PRP Life’s Products

PRP Life has no retailable products or services.

Promoters are only able to market PRP Life promoter membership itself.

PRP Life’s Compensation Plan

PRP Life promoters invest GBP equivalents in cryptocurrency. This is done on the promise of daily returns:

  • Renewable Energy Solution – invest £500 to £49,999 GBP and receive 0.5% to 0.6% daily for 12 months (REF A)
  • Income Fund – invest £1000 to £49,999 GBP and receive 0.28% to 0.43% daily for 9 months (REF F)
  • Green Harvest Starter Agribusiness Plan – invest £2500 to £24,000 GBP and receive 0.75% daily for 12 months (REF B)
  • Retirement and Benefits – invest £5000 to £5,000,000 GBP and receive 2% daily for 9 months (REF A)
  • Green Harvest Sustainable Growth Plan – invest £25,000 to £90,000 GBP and receive 1% to 1.1% daily for 12 months (REF C)
  • Real Estate and Infrastructure – invest £50,000 to £999,999 GBP and receive 0.65% to 0.8% daily for 12 months (REF A)
  • Investment Trust – invest £50,000 to £999,999 GBP and receive 0.47% to 0.65% daily for 9 months (REF F)
  • Green Harvest Advanced Farmland Portfolio – invest £100,000 to £450,000 GBP and receive 1.3% daily for 12 months (REF D)
  • Green Harvest Institutional Farmland Development Plan – invest £500,000 to £5,000,000 GBP and receive 1.55% to 1.6% daily for 12 months (REF E)
  • Bonds, Crypto and CDs – invest £1,000,000 to £4,000,000 GBP and receive 0.68% to 0.93% daily for 9 months (REF F)
  • Hedge Funds and ETFs – invest £1,000,000 to £5,000,000 GBP and receive 0.85% to 1.2% daily for 12 months (REF A)

Note that “REF A” through “REF D” correlates with referral commissions paid out (see “Referral Commissions” below).

Also note:

  • PRP Life rewards investors with PRP tokens (worthless outside of PRP Life)
  • PRP Life keeps up to 50% of initial investments
  • up to 100% of daily profits must be reinvested back into PRP Life (at the maximum rate, returns can’t be withdrawn until 9 months)

The MLM side of PRP Life pays on recruitment of promoter investors.

Referral Commissions

PRP Life pays referral commissions on investments made down two levels of recruitment (unilevel):

  • REF A investment plans pay 10% on level 1 (personally recruited promoters)
  • REF B investment plans pay 7% on level 1 and 4% on level 2
  • REF C investment plans pay 10% on level 1 and 4% on level 2
  • REF D investment plans pay 10% on level 1 and 5% on level 2
  • REF E investment plans pay 10% on level 1 and 7% on level 2
  • REF F investment plans pay 7% on level 1

Note there is a discrepancy between referral rates in PRP Life’s investment plans and the “referrals” section of its website. Alternative referral rates are presented below for reference:

The ranks are assumed to correspond with downline investment quotas however PRP Life hides specific qualification criteria from the public.

Downline Investment Bonus

PRP Life rewards promoters for generating downline investment:

  • generate £25,000 GBP in downline investment and receive £500 GBP
  • generate £75,000 GBP in downline investment and receive a £2500 Green Harvest Starter Agribusiness plan investment
  • generate £150,000 GBP in downline investment and receive £2500 GBP plus a £5000 Retirement and Benefits plan investment
  • generate £275,000 GBP in downline investment and receive £5000 GBP plus a £7000 Retirement and Benefits Plan investment
  • generate £350,000 GBP in downline investment and receive £8000 GBP plus a £15,000 Retirement and Benefits Plan investment
  • generate £500,000 GBP in downline investment and receive £12,000 GBP plus a £20,000 Retirement and Benefits Plan investment
  • generate £750,000 GBP in downline investment and receive £18,000 GBP plus a £30,000 Retirement and Benefits Plan investment
  • generate £1,000,000 GBP in downline investment and receive £25,000 GBP plus a £50,000 Retirement and Benefits Plan investment
  • generate £3,500,000 GBP in downline investment and receive £30,000 GBP plus a £55,000 Retirement and Benefits Plan investment
  • generate £8,500,000 GBP in downline investment and receive £45,000 GBP plus a £80,000 Retirement and Benefits Plan investment
  • generate £14,000,000 GBP in downline investment and receive £65,000 GBP plus a £110,000 Retirement and Benefits Plan investment
  • generate £15,000,000 GBP in downline investment and receive £70000 GBP plus a £130,000 Retirement and Benefits Plan investment
  • generate £25,000,000 GBP in downline investment and receive £100,000 GBP plus a £200,000 Retirement and Benefits Plan investment
  • generate £40,000,000 GBP in downline investment and receive £150,000 GBP plus a £300,000 Retirement and Benefits Plan investment
  • generate £60,000,000 GBP in downline investment and receive £225,000 GBP plus a £425,000 Retirement and Benefits Plan investment

Note that counted downline investment volume appears to reset every month.

Joining PRP Life

PRP Life promoter membership is free.

Full participation in the attached income opportunity requires a minimum £500 GBP investment.

PRP Life solicits investment in various cryptocurrencies.

PRP Life Conclusion

PRP Life represents it generates external revenue through a variety of ruses:

No verifiable evidence of PRP Life generating external revenue of any kind is provided. This isn’t surprising, seeing as PRP Life’s website is made up of generic copy and stock photos.

On the regulatory front, PRP Life’s website Terms and Conditions states;

These Terms shall be governed by and construed in accordance with the laws of the United States.

Offering consumers daily passive returns through investments constitutes a securities offering.

In order to offer securities legally in the US, PRP Life needs to register with the SEC and file periodic audited financial reports.

A search of the SEC’s Edgar database reveals neither PRP Life or Prosperity of Life are registered with the SEC. Additionally, PRP Life fails to provide evidence it has registered with financial regulators in any other jurisdictions (required for all jurisdictions PRP Life solicits investment in).

This constitutes securities fraud and confirms PRP Life is soliciting investment from consumers illegally.

As it stands, the only verifiable source of revenue entering PRP Life is new investment.

Using new investment to pay ROI withdrawals would make PRP Life a Ponzi scheme. Additionally, with nothing marketed or sold to retail customers, the MLM side of PRP Life operates as a pyramid scheme.

As with all MLM Ponzi schemes, once promoter recruitment dries up so too will new investment.

This will starve PRP Life of ROI revenue, eventually prompting a collapse.

It should be noted that, outside of a group of Australians trying to resuscitate PRP Life, it likely has already collapsed. As of December 2025, PRP Life website traffic was too low for SimilarWeb to track.

Math guarantees that when a Ponzi scheme inevitably collapses, the majority of participants lose money.