Profit Finance Option provides no information on its website about who owns or runs the company.

In an attempt to appear legitimate, Profit Finance Option provides a UK incorporation certificate for “Profit Finance Option Limited” on their website.

Profit Finance Option Limited isn’t incorporated in the UK, the company doesn’t exist.

Profit Finance Option’s website domain (“”) was privately registered on October 11th, 2019.

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

Profit Finance Option’s Products

Profit Finance Option has no retailable products or services, with affiliates only able to market Profit Finance Option affiliate membership itself.

Profit Finance Option’s Compensation Plan

Profit Finance Option affiliates invest funds on the promise of advertised returns:

  • Beginners Plan – invest $400 to $1000 and receive a 128% ROI over 24 hours
  • Professional Plan – invest $1000 to $10,000 and receive a 130% ROI over 24 hours
  • Investor Plan – invest $10,000 to $20,000 and receive a 132% ROI over 48 hours
  • VIP Shareholders – invest $20,000 or more and receive a 134% ROI over five days
  • Best Retirement Plan – invest $10,000 to $50,000 and receive a 135% ROI over two years

Profit Finance Option pays referral commissions on invested funds down two levels of recruitment (unilevel):

  • 4% on level 1 (personally recruited affiliates)
  • 1% on level 2

Joining Profit Finance Option

Profit Finance Option affiliate membership is free.

Full participation in the attached income opportunity however requires a minimum $400 investment.


Profit Finance Option represents it generates external revenue via “cloud mining”.

PROFIT FINANCE OPTION LIMITED is involved in cloud mining, which enables our company to earn Bitcoins and other currencies without mining hardware, software, electricity, or bandwidth.

No evidence of Profit Finance Option engaging in mining is provided. Nor is there evidence of any other external revenue generation, or external revenue of any kind being used to pay advertised returns.

Furthermore Profit Finance Option makes the following claims on its website:


It’s super simple – Your mining rigs are already set up and running.

If Profit Finance Option already has hardware mining, what are its affiliates supposedly investing in?

And if that claim wasn’t bizarre enough for you, take a gander at these statistics:

Despite not existing until late last year, Profit Finance Option claims it was established in 2018.

Oh and apparently they’ve received $60 trillion, and paid out $1.08 quadrillion to 3.9 billion investor accounts.

As it stands the only verifiable source of revenue entering Profit Finance Option is new investment.

Using new investment to pay affiliates advertised returns makes Profit Finance Option a Ponzi scheme.

As with all MLM Ponzi schemes, once affiliate recruitment dies down so too will new investment.

This will starve Profit Finance Option of ROI revenue, eventually prompting a collapse.

The math behind Ponzi schemes guarantees that when they collapse, the majority of participants lose money.