PrimeLend provide no information on their website about who owns or runs the business.

The PrimeLend website domain (“”) was privately registered on December 9th, 2017.

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

PrimeLend Products

PrimeLend has no retailable products or services, with affiliates only able to market PrimeLend affiliate membership itself.

The PrimeLend Compensation Plan

PrimeLend affiliates acquire PML points from the company’s anonymous owners.

PML points are sold to PrimeLend affiliates for 50 cents to $1 each.

Once acquired, PML points are “lent” back to PrimeLend on the promise of monthly ROI of up to 56%.

  • invest $100 to $1000 and receive a daily variable ROI plus 0.05% bonus daily ROI for 175 days
  • invest $1001 to $5000 and receive a daily variable ROI plus 0.1% bonus daily ROI for 150 days
  • invest $5001 to $10,000 and receive a daily variable ROI plus 0.2% bonus daily ROI for 110 days
  • invest $10,001 to $50,000 and receive a daily variable ROI plus 0.3% bonus daily ROI for 90 days
  • invest $50,000 or more and receive a daily variable ROI plus 0.35% bonus daily ROI for 60 days

PrimeLend pay referral commissions via a unilevel compensation structure.

A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):

If any level 1 affiliates recruit new affiliates, they are placed on level 2 of the original affiliate’s unilevel team.

If any level 2 affiliates recruit new affiliates, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.

PrimeLend cap payable unilevel levels at five, with commissions paid out as a percentage of funds invested across these five levels as follows:

  • level 1 (personally recruited affiliates) – 7%
  • level 2 – 4%
  • level 3 – 3%
  • level 4 – 2%
  • level 5 – 1%

Joining PrimeLend

PrimeLend affiliate membership is free, however free affiliates can only earn referral commissions.

Full participation in the PrimeLend MLM opportunity requires a minimum $100 investment.


PrimeLend claim to generate external ROI revenue through a “hybrid strategic investment algorithm”.

So far the algorithms have generated a staggering 94% success rate in our investment on different financial assets and we predict the rate will only go higher with further improvement.

First off PrimeLend provide no evidence of such a bot existing.

Secondly if PrimeLend’s anonymous owners have already developed an investment bot able to generate a 94% success rate, why are they soliciting investment from randoms over the internet?

They already have the golden goose so what do they need your money for?

PrimeLend’s claims are typical of the ICO lending niche, when in reality the only verifiable source of revenue entering the company is new investment.

Using new investment to pay existing affiliates a daily ROI makes PrimeLend a Ponzi scheme.

Lending ICO Ponzis like PrimeLend play out as follows:

Admins (who are typically anonymous) offload worthless pre-generated points in exchange for real money. In this case it’s PML points.

PrimeLend’s admins then use some of this money to pay promised ROIs for as long as new affiliates sign up.

Once affiliate recruitment dries up so does PrimeLend’s ROI reserve.

When a predetermined threshold is reached, PrimeLend’s anonymous admins do a runner with what’s left.

Early PrimeLend investors make a bit of money (mostly via recruitment of new investors). But same as any other Ponzi scheme, the reality of such scams is that the majority of participants eventually lose money.

BitConnect and DavorCoin are recent examples of ICO lending Ponzi collapses in action.