PayFundFX fails to provide ownership or executive information on its website.

PayFundFX’s website domain (“”), was privately registered on September 30th, 2023.

The footer of PayFundFX’s website is all over the place:

  • despite only existing for a few months, PayFundFX backdates its website to 2018
  • a bunch of text pertaining to Nexford Finance Group has been copy and pasted from another website
  • the “Financial Conduct Authority in Australia” is cited, an entity that doesn’t exist
  • PayFundFX represents it is based out of “Sydney, Australia”

The one marketing video on PayFundFX’s official YouTube channel is stock footage with robodub narration. This is typical of non-native English speaking admins.

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

PayFundFX’s Products

PayFundFX has no retailable products or services.

Affiliates are only able to market PayFundFX affiliate membership itself.

PayFundFX’s Compensation Plan

PayFundFX affiliates invest USD equivalents in cryptocurrency.

This is done on the promise of advertised returns:

  • Novice – invest $500 to $1000 and receive 10% a day for 10 days (not a typo on my end but I believe it’s supposed to be “1% a day”)
  • Starter – invest $1000 to $2000 and receive 1.5% a day for 10 days
  • Bronze – invest $2000 to $2500 and receive 2% a day for 15 days
  • Silver – invest $3000 to $3500 and receive 2.5% a day for 30 days
  • Gold – invest $6000 to $15,000 and receive 3% a day for 10 days

PayFundFX pays referral commissions on invested cryptocurrency down three levels of recruitment (unilevel):

  • level 1 (personally recruited affiliates) – 7%
  • level 2 – 2%
  • level 3 – 1%

Representative ranked affiliates earn slightly higher referral commissions:

  • level 1 – 8%
  • level 2 – 3%
  • level 3 – 1%

Specific Representative rank qualification criteria isn’t provided. PayFundFX’s website only states

a representative is a person who helps new investors to understand our platform and consults them in different questions.

Joining PayFundFX

PayFundFX affiliate membership is free.

Full participation in the attached income opportunity requires a minimum $500 investment.

PayFundFX solicits investment in various cryptocurrencies.

PayFundFX Conclusion

PayFundFX represents it generates external revenue via various trading ruses;

Trade a large range of instruments including FX, CFDs and commodities.

No verifiable evidence of PayFundFX generating external revenue of any kind is provided. Furthermore, PayFundFX’s business model fails the Ponzi logic test.

If PayFundFX is already able to generate 3% a day through trading, what do they need your money for?

As it stands the only verifiable source of revenue entering PayFundFX is new investment.

Using new investment to pay affiliate withdrawals would make PayFundFX a Ponzi scheme.

As with all MLM Ponzi schemes, once affiliate recruitment dries up so too will new investment.

This will starve PayFundFX of ROI revenue, eventually prompting a collapse.

The math behind Ponzi schemes guarantees that when they collapse, the majority of participants lose money.