There is no information on the MyFreePassiveIncome website indicating who owns or runs the business.

The MyFreePassiveIncome website domain (“”) was registered on the 18th of May 2015, with a “John Apuna” listed as the owner. An address in the US state of Arizona is also provided.

I wasn’t able to dig up any additional information on Apuna, with any MLM history he might have remaining a mystery.

Read on for a full review of the MyFreePassiveIncome MLM business opportunity.

The MyFreePassiveIncome Product Line

MyFreePassiveIncome has no retailable products or services, with affiliates only able to market affiliate membership with the company itself.

The MyFreePassive Compensation Plan

The MyFreePassiveIncome compensation plan sees affiliates gift eachother $5 payments.

This is coordinated through “Cash”, a third-party add developed by Square.

As per the MyFreePassiveIncome website “details” page:

Square has an app called “Cash” where you can easily send and request money to anyone with a linked phone number or email address. No fees, the app is free, and extremely easy to use.

For a limited time, if you sign up through a referral, they will give you $5 for downloading the app and sending one payment. If you sign up by yourself, you will not receive the $5.

This is the same company that runs Square Register, which is a mobile phone credit card processing company.

Given that this company has raised over $590.5 million in 7 rounds of funding, its safe to say that this is a legitimate promotion.

The promotion in question appears to be a $5 incentive, if a Cash app user refers another user who links a debit card to their account.

MyFreePassiveIncome affiliates are instructed to email the company, which then sends them a Cash app referral link.

Upon downloading and installing the Cash app, MyFreePassiveIncome affiliates are then directed to send $1 to another user (thus linking their bank account to the app).

This triggers the $5 promotional payment, which the MyFreePassiveIncome affiliate then sends to the company.

This $5 payment qualifies a MyFreePassiveIncome affiliate to receive commissions. Existing Cash app users can also participate, however they don’t qualify for the $5 promotion and must send $5 sourced elsewhere (their own funds).

Commissions in MyFreePassiveIncome are paid out via a unilevel compensation structure.

A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):


If any of these level 1 affiliates recruit new affiliates, they are placed on level 2 of the original affiliate’s unilevel team. If any level 2 affiliates recruit new affiliates, they are placed on level 2 and so on and so forth down a theoretical infinite number of levels.

MyFreePassiveIncome cap payable unilevel levels at four, with $1 paid out per affiliate recruited into the first four levels of a unilevel team.

Joining MyFreePassiveIncome

Despite the name of the company, affiliate membership with MyFreePassiveIncome requires a $5 payment.


Albeit creatively integrated into the Cash app ecosystem, MyFreePassiveIncome is still just a $5 cash gifting scheme.

Affiliates sign up, pay a $5 buy-in fee (of which MyFreePassiveIncome keeps $1), which then qualifies them to receive a cut of $5 payments subsequently recruited affiliates deposit into the scheme.

A MyFreePassiveIncome’s own $5 payment is similarly distributed to existing affiliates when they sign up.

This is obviously not what Square intended their payment platform to be used for, nor the $5 promotion they have running.

I suspect it would be pretty easy for them to investigate and shut the scheme down, to which you’re probably going to have MyFreePassiveIncome affiliates reply by claiming $5 isn’t much to lose.

True, but if Square decided to take further action (either themselves or by reporting MyFreePassiveIncome to the authorities), don’t forget that through your linked bank account they know exactly who you are.

In the event that doesn’t happen, as with all cash gifting schemes, commissions are tied to the constant recruitment of new participants.

No recruitment means no new participants, which in turn means there’s no $5 cash payments to pay out.