MoneyMaking Review: MMC Ponzi points
MoneyMaking’s website doesn’t directly provide information about who owns or runs the company.
An embedded YouTube video is titled “Message from CEO Eduina Rojas de Gonzalez“.
The video features Gonzales standing in front of a greenscreen (note the shadow behind him), reading off a script.
As Gonzales’ reads the script finance related stock footage is played.
The provided location for Gonzales’ video is Panama, however this is unverifiable and therefore meaningless (anyone can put in anything).
Later in the video Gonzales appears in what is obviously a rented office, complete with MoneyMaking’s logo digitally added behind him:
Naturally if you go looking for information on Gonzales, nothing comes up. This makes Gonzales a prime Boris CEO candidate, meaning he’s played by an actor and doesn’t exist.
The only other video on MoneyMaking’s official YouTube channel is “Message from our official distributor Rodrigo Kaito from South America!”.
Kaito identifies himself as the owner of CopyInvest. That lead me to Kaito’s real name, Rodrigo Kawamura.
Kawamura uses CopyInvest to promote various cryptocurrency scams:
Call me cynical but I’m going to go out on a limb here and suggest Kawamura is running MoneyMaking. Or at least is close to whoever is.
As per his Twitter profile, Kawamura is based out of Parana, Brazil.
At the time of publication Alexa cites Venezuela (18%), Argentina (7%) and Algeria (6%) as the top three sources of traffic to MoneyMaking.
Be it Brazil or a neighboring country, it should be obvious that MoneyMaking is being operated out of South America.
Read on for a full review of MoneyMaking’s MLM opportunity.
MoneyMaking has no retailable products or services, with affiliates only able to market MoneyMaking affiliate membership itself.
MoneyMaking’s Compensation Plan
MonkeyMaking affiliates invest funds in MMC points on the promise of advertised returns.
- invest $1 to $99 and receive a daily 0.8% ROI for one month
- invest $100 to $999 and receive a daily 0.98% ROI for one month
- invest $1000 to $9999 and receive a daily 1.16% ROI for one month
- invest $10,000 to $99,999 and receive a daily 1.34% ROI for month
- invest $100 to $999 and receive a weekly 8.75% ROI
- invest $1000 to $9999 and receive a weekly 10% ROI
- invest $50,000 to $500,000 and receive a monthly 62% ROI
- invest $10,000 to $49,999 and receive a monthly 52.7% ROI
- invest $100 to $999 and receive a daily 1.16% ROI for three months
- invest $1000 to $9999 and receive a daily 1.34% ROI for three months
- invest $10,000 to $49,999 and receive a daily 1.52% ROI for three months
- invest $50,000 to $500,000 and receive a daily 1.7% ROI for three months
Once funds are invested, MoneyMaking converts the invested amount into MMC. This is done via a 1:1 ratio, i.e. $1 = 1 MMC.
Returns across all of MoneyMaking’s investment plans, as well as commissions and bonuses, are are paid in MMC.
MoneyMaking pays referral commissions via a unilevel compensation structure.
A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):
If any level 1 affiliates recruit new affiliates, they are placed on level 2 of the original affiliate’s unilevel team.
If any level 2 affiliates recruit new affiliates, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.
MoneyMaking caps payable unilevel teams at four.
Referral commissions are paid out as a percentage of invested funds across these four levels.
- Distributors earn 4% on level 1 (personally recruited affiliates) and 2% on levels 2 to 4
- Leading Distributors earn 8% on level 1 and 2% on levels 2 to 4
- Regional Representatives earn 16% on level 1 and 2% on levels 2 to 4
Note that MoneyMaking do not provide rank qualification criteria.
MoneyMaking affiliates receive a commission on returns earned by downline affiliates.
MoneyMaking caps ROI commissions down four levels of recruitment, tracked via the unilevel team:
- an 8% ROI match is paid on level 1 (personally recruited affiliates)
- a 4% ROI match is paid on level 2 (excludes investment less than $1000)
- a 2% match is paid on levels 3 and 4 (excludes investment less than $10,000)
MoneyMaking affiliate membership is tied to an initial $1 to $500,000 investment in MMC points.
MoneyMaking claims to generate external revenue through “algorithms”, “blockchain technology” and “artificial intelligence” – in other words typical MLM crypto Ponzi nonsense.
In reality MoneyMaking is a simple Ponzi points scheme.
MMC is worthless outside of MoneyMaking. It is simply a vehicle to commit investment fraud through.
New MoneyMaking affiliates sign up and invest real money into MMC points.
MoneyMaking generates MMC at little to no cost, allowing them to pay whatever returns they wish into affiliate backoffices.
The Ponzi component is satisfied through internal withdrawal requests, which MoneyMaking honors with subsequently invested funds.
It is this recycling of invested funds to pay returns when affiliates cash out their MMC points, that makes MoneyMaking a Ponzi scheme.
As with all MLM Ponzi schemes, once affiliate recruitment dies down so too will new investment.
This will starve MoneyMaking of ROI revenue, eventually prompting a collapse.
The math behind Ponzi schemes guarantees that when they collapse, the majority of participants lose money.
If the “deal” is out of Brazil, it’s likely a ponzi/pyramid scheme!
Brazil is to ponzi/pyramid schemes these days, what Nigeria is to 411’s! He was probably in TelexFree at some point!
They must have hired the cheapest videographer they could find, that green screen background shadow, plus the creepy crawlies around his hair, is the kind of thing you get when you can’t be bothered to spend a few hundred dollars or euros on some decent lights (or you’re so hopelessly inept you don’t know how to use them).
All that stock footage does have its entertaining side. Clearly nobody has yet found a better way to illustrate financial success than showing people with huge wads of dollar bills, despite the fact that no rich people have handled large amounts in cash in donkey’s years (except rich criminals – and getting rid of those bills to turn them into usable money is one of their major problems).
Many videographers also don’t seem to consider that HD means you get to easily see all kinds of details that weren’t meant to be seen. Like prop bank notes all having the same serial number.
There is a document shown intended to represent some important money-making deal. You can clearly read the text: it’s a standard model release, no doubt the same one signed by the people appearing in that stock footage. It’s even got the name, address and phone number of the videographer preprinted.
But that’s just stock, their own video material has some entertaining touches as well. They’ve added something new to the standard fake office desk flag: name plates.
Is there one office on the entire planet where all workers have a name plate, which also includes the name of the company, on their desk?
Even the CEO has one on the conference table. He must be scared his own employees otherwise won’t know who’s the guy sitting at the head of the table during meetings.
(I suddenly realize that there is one thing which one does see around real offices, but which I cannot remember ever seeing in one of these fake office videos: nobody wears security/identity badges.)
The brand of bottled water they get served is clearly important to them: we get a pointed close-up of one of the bottles, label towards the camera. I guess a bottle of Perrier is the office-bound man’s Lambo.
But the most entertaining thing is on the computer screens. At 2:33 and again at 2:54 they all closely study a screenful of information. It’s a “US Regional Sales Summary” from a company selling, among other things, bathroom furniture, rugs, platters, collectibles and platters.
Which just happens to be the same stuff sold by the dummy company in this template for the Microsoft Power BI application:
(A good site for anyone interested in making their own fake office videos BTW: lots of such impressive-looking templates to stick on your screens.)