Libra Coin provide no information on their website about who owns or runs the business.

The Libra Coin website domain (“”) was privately registered on November 17th, 2017.

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

Libra Coin Products

Libra Coin has no retailable products or services, with affiliates only able to market Libra Coin affiliate membership itself.

The Libra Coin Compensation Plan

Libra Coin affiliates invest bitcoin in LBR points. LBR points are generated by Libra Coin and sold for 60 cents to $1 each.

Once invested in, Libra Coin affiliates then “lend” LBR points back to the company on the promise of a daily ROI.

  • invest $100 to $1000 and receive a daily ROI for 240 days
  • invest $1010 to $5000 and receive a daily ROI plus 0.15% daily bonus for 200 days
  • invest $5010 to $10,000 and receive a daily ROI plus 0.25% daily bonus for 150 days
  • invest $10,010 to $100,000 and receive a daily ROI plus 0.35% daily bonus for 110 days

Monthly ROI payments on lent LBR points are capped at 45% (of initially invested bitcoin).

Referral commissions are paid on funds invested via a unilevel compensation structure.

A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):

If any level 1 affiliates recruit new affiliates, they are placed on level 2 of the original affiliate’s unilevel team.

If any level 2 affiliates recruit new affiliates, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.

Libra Coin cap payable unilevel levels at four, with commissions paid out as a percentage of funds invested across these four levels:

  • level 1 (personally recruited affiliates) – 7%
  • level 2 – 5%
  • level 3 – 3%
  • level 4 – 1%

Joining Libra Coin

Libra Coin affiliate membership is free, however free affiliates can only earn referral commissions.

Full participation in the Libra Coin income opportunity requires a minimum $100 investment.


Libra Coin presents itself as yet another entry into the MLM crypto lending Ponzi niche.

Libra Coin’s anonymous owner(s) accept bitcoin from their affiliates in exchange for worthless LBR points.

Libra Coin will no doubt at some point acquire an altcoin script and launch LBR publicly, however the coin itself has no purpose or value outside of the income opportunity.

Libra Coin claim to generate lending profits through use of a “trading bot”, however no evidence of such a bot exists.

Furthermore if Libra Coin did actually have a trading bot capable of generating a legitimate and consistent 45% monthly ROI, why would they be sharing it with randoms over the internet?

As it stands the only verifiable source of revenue entering Libra Coin is new affiliate investment, the use of which to pay a daily ROI makes Libra Coin a Ponzi scheme.

Lending ICO Ponzis like Libra Coin play out as follows:

Admins (who are typically anonymous) offload worthless pre-generated points in exchange for real money.

They use some of this money to pay promised ROIs for as long as new affiliates sign up.

Once affiliate recruitment dries up so does the ROI reserve.

When a predetermined threshold is reached, the anonymous Libra Coin admins pull a runner with what’s left.

Early investors make a bit of money (mostly via recruitment of new investors).

The reality of ICO lending Ponzi schemes is that in order for the Libra Coin admins and early investors to make money, the majority of affiliates have to lose it.