Fine Infinity Review: 10% a month Ponzi scheme
Fine Infinity fails to provide company ownership or executive information on its website.
Fine Infinity’s website domain (“fineinfinity.com”), was privately registered on May 23rd, 2022.
Although it’s not linked from their website, Fine Infinity has an official YouTube channel:
The one video uploaded to the channel has a title in Persian.
This suggest whoever is running Fine Infinity has ties to the Middle East.
As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.
Fine Infinity’s Products
Fine Infinity has no retailable products or services.
Affiliates are only able to market Fine Infinity affiliate membership itself.
Fine Infinity’s Compensation Plan
Fine Infinity affiliates invest $100 to $1500 on the promise of a 10% monthly ROI:
- Bronze – $100
- Silver – $2500
- Gold – $300
- Platinum $600
- Diamond – $1000
- (no name) – $1500
The MLM side of Fine Infinity pays on recruitment of affiliate investors.
Fine Infinity affiliates earn a 15% referral commission on funds invested by personally recruited affiliates.
A 1% referral commission appears to be paid on reinvestment.
Fine Infinity pays referral commissions via a binary compensation structure.
A binary compensation structure places an affiliate at the top of a binary team, split into two sides (left and right):
The first level of the binary team houses two positions. The second level of the binary team is generated by splitting these first two positions into another two positions each (4 positions).
Subsequent levels of the binary team are generated as required, with each new level housing twice as many positions as the previous level.
Positions in the binary team are filled via direct and indirect recruitment of affiliates. Note there is no limit to how deep a binary team can grow.
Fine Infinity pays a $10 residual commission per $100 in new investment matched on both sides of the binary team.
How often residual commissions are calculated and paid out on is not disclosed.
Fine Infinity rewards affiliates for generating downline investment with the following one-time awards:
- generate $11,000 in downline investment on both sides of the binary team = $1000 award
- generate $55,000 in downline investment on both sides of the binary team = $5000 award
- generate $255,000 in downline investment on both sides of the binary team = $40,000 award
Joining Fine Infinity
Fine Infinity affiliate membership is free.
Full participation in the attached income opportunity requires an initial $100 to $1500 investment.
Fine Infinity Conclusion
Fine Infinity is a simple 10% a month Ponzi scheme.
Attached to this is a pyramid scheme, aimed at financially incentivizing affiliate investor recruitment.
As opposed to most MLM Ponzi schemes, Fine Infinity provides no ruse to explain how it generates 10% a month on top of commissions and bonuses paid out.
As with all MLM Ponzi schemes, once affiliate recruitment dries up so too will new investment.
This will starve Fine Infinity of ROI revenue, eventually promoting a collapse.
The math behind Ponzi schemes guarantees that when they collapse, the majority of participants lose money.