Cash4AllTeam Review: $4 cycler Ponzi positions
There is no information on the Cash4AllTeam website indicating who owns or runs the business.
The Cash4AllTeam website domain (“cash4allteam.com”) was registered on the 16th of December 2015, however the domain registration is set to private.
As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.
The Cash4AllTeam Product Line
Cash4AllTeam has no retailable products or services, with affiliates only able to market Cash4AllTeam affiliate membership itself.
Once signed up, Cash4AllTeam affiliates are able to invest in $4 positions and participate in the Cash4AllTeam income opportunity.
Bundled with each $4 investment are a series of advertising credits, which can be used to display advertising on the Cash4AllTeam website itself.
The Cash4AllTeam Compensation Plan
The Cash4AllTeam compensation plan sees affiliates invest in $4 positions, on the promise of a 150% ROI ($6).
Note that 40% of all ROIs paid out must be reinvested back into new Cash4AllTeam investment positions.
Referral commissions are paid on invested funds via a unilevel compensation structure.
A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):
If any level 1 affiliates go on to recruit new affiliates, they are placed on level 2 of the original affiliate’s unilevel team.
If any level 2 affiliates recruit new affiliates, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.
Referral commissions are paid out as a percentage of invested funds across five levels of the unilevel team, with how much of a percentage paid out determined by what level of the unilevel team investments are made:
- level 1 (personally recruited affiliates) – 6%
- level 2 – 4%
- levels 3 and 4 – 2%
- level 5 – 1%
Additionally, when recruited affiliates in a unilevel team receive a ROI, the following matching bonuses are paid out:
- level 1 – 2%
- level 2 – 1.5%
- level 3 – 1%
- levels 4 and 5 – 0.5%
Finally, all Cash4AllTeam affiliates are required to pay a 50 cent affiliate membership fee when they sign up.
Cash4AllTeam pay recruitment commissions using these fees, again through the five-level deep unilevel team:
- level 1 – 15%
- level 2 – 10%
- levels 3 to 5 – 5%
Affiliate membership with Cash4AllTeam is 50 cents.
Investment in at least one $4 position is also required, bringing the total minimum cost of Cash4AllTeam affiliate membership to $4.50.
Combining advertising with a fraudulent Ponzi backend, Cash4AllTeam is your regular cookie-cutter MLM underbelly opportunity.
Affiliates invest $4, with an advertised 150% ROI paid out of subsequently invested funds.
The 50 cent affiliate fee introduces a pyramid layer to the scheme, with it used as a recruitment incentive to attract new investors.
The bundled advertising credits with each investment are neither here nor there, serving only as pseudo-compliance to what is otherwise outright investment fraud.
Logically if advertising credits were indeed being sold, then unused credits would surely be refundable.
Instead, as per Cash4AllTeam’s refund policy:
Do you give refunds?
NO!, All purchase are final. We cannot refund money to you that has already been paid out to our members.
As acknowledged above, Cash4AllTeam cannot offer refunds because they use newly invested funds to pay off existing investors. It is positions in the scheme that are being marketed and sold here, not advertising credits.
As with all such schemes, once new investment dries up Cash4AllTeam will find itself unable to meet it’s ROI obligations.
The mandatory 40% reinvestment will go some way to extending the ROI shelf-life, but ultimately you’re still only shuffling around a limited pool of funds.
Being a position-based Ponzi scheme (straight-line cycler), it is also likely that the anonymous admin running Cash4AllTeam has heavily preloaded the ROI queue.
This ensures the admin will receive the lion’s share of invested funds, on top of whatever funds are left when he or she pulls the plug and does a runner.