Arbit Life operates in the cryptocurrency MLM niche.

Arbit Life’s website domain (“arbit.life”), was privately registered on February 23rd, 2023.

Despite only existing for a few months, on its website Arbit Life falsely represents it was launched in October 2021.

Arbit Life is purportedly headed up by “yuval Kaplan”:

Kaplan naturally doesn’t exist outside of Arbit Life’s marketing.

Over on Arbit Life’s official YouTube channel, we find a marketing video featuring Kaplan. The actor playing his has a distinct eastern-European accent.

While I wasn’t able to suss out a name, I did pin down the actor playing Kaplan to Moldova.

Moldova sits between Ukraine and Romania. While Boris CEO schemes are typically the work of Russians, this one was a bit vague to definitively call.

What we can definitively call is, although he might be from Moldova, the actor playing Kaplan has been flown out to Dubai.

This isn’t a coincidence, Dubai is the MLM crime capital of the world.

BehindMLM’s guidelines for Dubai are:

  1. If someone lives in Dubai and approaches you about an MLM opportunity, they’re trying to scam you.
  2. If an MLM company is based out of or represents it has ties to Dubai, it’s a scam.

If you want to know specifically how this applies to Arbit Life, read on for a full review.

Arbit Life’s Products

Arbit Life has no retailable products or services.

Affiliates are only able to market Arbit Life affiliate membership itself.

Arbit Life’s Compensation Plan

Arbit Life affiliates invest 50 to 100,000 tether (USDT).

This is done on the promise of a 0.5% to 1.5% daily ROI, capped at 300%.

The MLM side of Arbit Life pays on recruitment of affiliate investors.

Arbit Life Affiliate Ranks

There are eleven affiliate ranks within Arbit Life’s compensation plan.

Along with their respective qualification criteria, they are as follows:

  1. Newbie – sign up as an Arbit Life affiliate
  2. Partner – generate 10,000 USDT in downline investment volume
  3. Director – generate 25,000 USDT in downline investment volume
  4. Golden Director – generate 50,000 USDT in downline investment volume
  5. Platinum Director – generate 100,000 USDT in downline investment volume
  6. Diamond Director – generate 500,000 USDT in downline investment volume
  7. President – generate 1,000,000 USDT in downline investment volume and have 2 Diamond Directors in one unilevel team leg
  8. Golden President – generate 3,000,000 USDT in downline investment volume and have two Presidents in one unilevel team leg
  9. Platinum President – generate 7,000,000 USDT in downline investment volume and have one Golden President in your downline
  10. Emerald President – generate 15,000,000 USDT in downline investment volume and have two Platinum Presidents and one Golden President in one unilevel team leg
  11. Diamond President – generate 50,000,000 USDT in downline investment volume and have three Emerald Presidents in one unilevel team leg

Note that no more than 50% of required downline investment can come from any one unilevel team leg.

Referral Commissions

Arbit Life pays referral commissions via a unilevel compensation structure.

A unilevel compensation structure places an affiliate at the top of a unilevel team, with every personally recruited affiliate placed directly under them (level 1):

If any level 1 affiliates recruit new affiliates, they are placed on level 2 of the original affiliate’s unilevel team.

If any level 2 affiliates recruit new affiliates, they are placed on level 3 and so on and so forth down a theoretical infinite number of levels.

Arbit Life caps payable referral commissions at five unilevel team levels.

Referral commissions are paid out as a percentage of tether invested across these five levels as follows:

  • level 1 (personally recruited affiliates) – 10%
  • level 2 – 7%
  • level 3 – 5%
  • level 4 – 2%
  • level 5 – 1%

Note that a 500+ USDT Investment is required to earn referral commissions on levels 4 and 5.

Matching Bonus

Arbit Life pays a Matching Bonus using the same five-level deep unilevel team structure referral commissions are paid through (see above).

The Matching Bonus is paid on returns paid to unilevel team level affiliates.

The Matching Bonus is paid on a sliding scale, depending on how long affiliates in the unilevel team have held an open Arbit Life investment:

  • level 1 – 6% on investments between 1 to 3 months old, 3% on 4 to 6 months and 1.5% from the 7 month onward
  • level 2 – 5% on investments between 1 to 3 months old, 2.5% on 4 to 6 months and 1.25% from the 7 month onward
  • level 3 – 4% on investments between 1 to 3 months old, 2% on 4 to 6 months and 1% from the 7 month onward
  • level 4 – 3% on investments between 1 to 3 months old, 1.5% on 4 to 6 months and 0.75% from the 7 month onward
  • level 5 – 2% on investments between 1 to 3 months old, 1% on 4 to 6 months and 0.5% from the 7 month onward

Once again a minimum 500 USDT investment is required to earn the Matching Bonus on levels 4 and 5.

Rank Achievement Bonus

Arbit Life affiliates receive a one-time Rank Achievement Bonus when they qualify at Partner and higher:

  • qualify at Partner and receive 500 USDT
  • qualify at Director and receive 1000 USDT
  • qualify at Golden Director and receive 2000 USDT
  • qualify at Platinum Director and receive 5000 USDT
  • qualify at Diamond Director and receive 20,000 USDT
  • qualify at President and receive 50,000 USDT
  • qualify at Golden President and receive 100,000 USDT
  • qualify at Platinum President and receive 200,000 USDT
  • qualify at Emerald President and receive 500,000 USDT
  • qualify at Diamond President and receive 1,000,000 USDT

Joining Arbit Life

Arbit Life affiliate membership is free.

Full participation in the attached income opportunity requires a minimum 50 USDT investment.

Arbit Life Conclusion

Arbit Life represents it generates external revenue via a “trading bot”.

Arbit Life fails to provide evidence it generates external revenue via a trading bot or any other source of revenue.

As it stands the only verifiable source of revenue entering Arbit Life is new investment.

Furthermore, Arbit Life’s business model fails the Ponzi logic test.

If Arbit Life already has a trading bot pumping out 0.5% to 1.5% a day, what do they need your money.

A Boris CEO, trading bot ruse and Dubai – if it wasn’t obvious already the reason Arbit Life needs your money is because it’s a Ponzi scheme.

As with all MLM Ponzi schemes, once affiliate recruitment dries up so too will new investment.

This will starve Arbit Life of ROI revenue, eventually prompting a collapse.

The math behind Ponzi schemes guarantees that when they collapse, the majority of participants lose money.