MK-Life, aka MerckVIP, fails to provide ownership or executive information on its website.

MK-Life’s website domain (“”), was registered with bogus details on June 3rd, 2024.

Of note is MK-Life’s website domain being registered through the Chinese registrar Alibaba (Singapore).

MK-Life has already attracted the attention of financial regulators. The Central Bank of Russia issued a MK-Life pyramid fraud warning on June 11th, 2024.

As always, if an MLM company is not openly upfront about who is running or owns it, think long and hard about joining and/or handing over any money.

MK-Life’s Products

MK-Life has no retailable products or services.

Affiliates are only able to market MK-Life affiliate membership itself.

MK-Life’s Compensation Plan

MK-Life affiliates invest tether (USDT). This is done on the promise of advertised returns:

  • VIP1 – invest nothing and receive 0.3 USDT a day (can’t withdraw unless invest at VIP2 or higher)
  • VIP2 – invest 16 USDT and receive 4 USDT a day
  • VIP3 – invest 46 USDT and receive 12 USDT a day
  • VIP4 – invest 126 USDT and receive 34 USDT a day
  • VIP5 – invest 286 USDT and receive 78 USDT a day
  • VIP6 – invest 586 USDT and receive 162 USDT a day
  • VIP7 – invest 1286 USDT and receive 358 USDT a day
  • VIP8 – invest 2586 USDT and receive 724 USDT a day
  • VIP9 – invest 5086 USDT and receive 1433 USDT a day
  • VIP10 – invest 9986 USDT and receive 2833 USDT a day

The MLM side of MK-Life pays on recruitment of affiliate investors.

Referral Commissions

MK-Life pays referral commissions on invested USDT down three levels of recruitment (unilevel):

  • level 1 (personally recruited affiliates) – 8%
  • level 2 – 3%
  • level 3 – 1%

Downline Investment Bonus

If an MK-Life’s downline invests set targets over a 24-hour period, the following bonuses are paid out:

  • generate 100 USDT in downline investment and receive 3%
  • generate 500 USDT in downline investment and receive 3.5%
  • generate 2000 USDT in downline investment and receive 4%
  • generate 5000 USDT in downline investment and receive 4.5%
  • generate 10,000 USDT in downline investment and receive 5%

Note that downline investment is only counted down three levels of recruitment.

Joining MK-Life

MK-Life affiliate membership is free.

Full participation in the attached income opportunity requires a minimum 16 USDT investment.

MK-Life Conclusion

MK-Life is yet another “click a button” app Ponzi scheme.

MK-Life misappropriates the name and branding of Merck, a biopharmaceutical company based out of the US.

Needless to say MK-Life has nothing to do with Merck.

MK-Life doesn’t bother coming up with a ruse. This makes it a typical “task-based” Ponzi scheme.

The assigned task in MK-Life is “orders”. This sees MK-Life affiliate investors log in daily to “click a button”.

Clicking the button daily qualifies MK-Life investors to receive daily returns.

Beyond that clicking a button inside MK-Life does nothing, there is no external revenue. All MK-Life does is recycle newly invested funds to pay earlier investors.

Examples of already collapsed “click a button” app Ponzis using the same stolen identity ruse are Ecard BotComputer USDT and Tesla Supercharger.

Since 2021 BehindMLM has documented hundreds of “click a button” app Ponzis. Most of them last a few weeks to a few months before collapsing.

“Click a button” app Ponzis disappear by disabling both their websites and app. This tends to happen without notice, leaving the majority of investors with a loss (inevitable Ponzi math).

The same group of Chinese scammers are believed to be behind the “click a button” app Ponzi plague.


Update 13th July 2024 – MK-Life has collapsed. As at the time of this update MK-Life’s website is no longer accessible.